We have solutions to help you meet your financial goals
Tax Efficient Savings
Strategic planning for tax mitigation and asset optimization strategies for a secure legacy
Managing Risk
There are only 2 ways a Financial Services firm can help an individual. Either attempt to find better products for potentially better returns, which usually involves the risk of losing more money.
Retirement Income
The greatest risk at retirement is to out live your retirement dollars. Many retirees are unaware that retirement requires a different set of strategies
We use a variety of tools
401K
Company sponsored retirement plan. The is not a pension
ROTH 401K
Represents a unique combination of features of the Roth IRA and a traditional 401(k) plan
SIMPLIFIED EMPLOYEE PENSION (SEP)
A SEP plan allows employers to contribute to traditional IRAs (SEP-IRAs) set up for employees. A business of any size, even self-employed, can establish a SEP.
ROTH IRA
A Roth IRA is an Individual Retirement Account to which you contribute after-tax dollars. While there are no current-year tax benefits, your contributions and earnings can grow tax-free, and you can withdraw them tax-free and penalty free after age 59½ and once the account has been open for five years.
SIMPLE
A Savings Incentive Match Plan for Employees of Small Employers (SIMPLE) IRA plan is a simplified way for you and your employees to save for retirement. This is an IRA-based plan that: allows employees to contribute part of their salary, and. requires employers to contribute for eligible employees.
LIFE INSURANCE
Income replacement and tax planning product.
ANNUITY
At its most basic level, an annuity is a contract between you and an insurance company that shifts a portion of risk away from you and onto the company.
DISABILITY INSURANCE
Income replacement plans for Accident and Illness
